It's something we've been planning for sometime.
With John playing basketball, and the same thing last year, he did not get into the season stride until halfway in the season. But John is a big, strong kid, and he's a big plus for us.
We'd like to become one of the global top five banks. To do that, we'll build a first-class retail operation in Japan and then expand internationally.
To write something, you have to risk making a fool of yourself.